Business Loan

Few finance brokers have the experience, knowledge, passion and capability to help business owners succeed. At Acuity Funding, working with self-employed clients is our specialty.

Our founder and managing director, Ranjit Thambyrajah, has been funding entrepreneurs for over thirty years. In addition to his decades of experience as a finance broker, Ranjit has managed and owned businesses in areas such as aged care, real estate, agriculture and property development.

He has helped business owners from a diverse range of cultural backgrounds and enjoys the nuances of working with a rich tapestry professional clientele. Ranjit also has experience working with government agencies in Australia and overseas.

As a business finance specialist, Acuity Funding has helped both local and international clients, from Australian start-ups to domestic and overseas mining companies and publicly listed organisations with multiple funding requirements.

Small businesses are the engine room of the Australian economy. As a small business ourselves, we have a deep and fundamental understanding of the unique requirements of small to medium sized enterprises (SMEs).

We form relationships with our clients that go above and beyond the provision of finance – Acuity is best known for being a trusted adviser to many successful Australian businesses. We are passionate about the small business community and understand what drives self-employed Australians.

We also appreciate that every client is exceptional and requires a tailored solution specific to their individual needs. For this reason we offer a vast range of finance solutions, including:

Start-up finance

This is an area the banks have largely neglected. Acuity Funding can work with new businesses to successfully raise capital and secure the finance they need to grow. We think outside the box and can offer a number of solutions to budding entrepreneurs.

Cash flow finance

It’s no secret that cash flow can be a common problem for SMEs. We have helped hundreds of businesses obtain the correct finance facility to ensure they are well positioned to thrive.

Invoice and debtor finance

A well-structured debtor finance facility can transform your business by using your invoices as collateral and streamlining any cash flow worries.

Asset and equipment finance

We have relationships with a range of specialist lenders that can fund your next asset. Whether it’s a new piece of equipment or a fleet of vehicles, Acuity Funding can help finance the growth of your business.

Car loans

There are great rates available for those in the market for a new car. Dealerships aren’t always the best option for car finance and their rates can be higher. It’s worth finding out what you should be paying before you sign on the dotted line.

Funding for franchise or small business acquisitions

If you’re looking to acquire a business or purchase a franchise, Acuity Funding can structure the right deal for you. We have extensive experience in this area and can help you make a more informed decision about financing your next venture.

Business loans

Acuity Funding can provide secured finance facilities and unsecured loans to SMEs. Every client is unique and each business requires a trusted professional who can identify its value to arrive at the most appropriate product, rate and policy.

Short-term funding

Any business owner will know that opportunities can be here today and gone tomorrow. Don’t give your competitors an edge by missing out on a great deal. A short-term loan is the perfect facility for ambitious entrepreneurs who need money in a hurry.

Lines of credit

A line of credit loan can be arranged for SMEs in need of flexibility. Depending on the demands of your business, a facility like this can ensure you always have funds on hand to capitalise on new opportunities, manage cash flow and keep your business growing.

Commercial mortgages

Savvy operators often take advantage of commercial mortgages to acquire their premises, rather than paying rent. Commercial property can also be a high yielding investment with significant capital growth potential. We have funded office, retail, industrial and warehouse acquisitions as well as land and development purchases.

Inventory finance

This is an asset-backed loan for businesses looking to acquire stock. Terms can be longer or shorter depending on the needs of the client and rates are generally more competitive than an unsecured facility.

Whatever your finance needs, Acuity Funding is here to help.

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