Ranjit started his finance career at the Commonwealth Bank of Australia in 1979. After realising that he was born to be self-employed, Ranjit began investing in property and in 1981 became the managing director of a Sydney real estate group. In 1984 he purchased his first nursing home and within a few years had expanded the business with the acquisition of five additional facilities. During this time he established himself as a commercial finance broker and began helping other entrepreneurs restructure their businesses. In the mid 90s he founded Acuity Funding in an effort to help fellow business owners and property developers with their finance needs.
He is a former owner and director of National Brokers Group and the co-founder, former director and shareholder of Vow Financial, which was acquired by Yellow Brick Road in 2014.
Ranjit enjoys travelling with his wife, Janette, and holidays with his family. He is also an avid hiker, a passion that has taken him to Nepal, Japan, Africa, Papua New Guinea and Vietnam.
A financial services veteran with years of experience across business banking and credit, Christine has also worked for large investment banks in New Zealand and London.
For the last ten years she has managed all of Acuity’s new and ongoing projects. Christine provides operational support for the group and is an integral part of the Acuity family.
On weekends she can be found in the kitchen (experimenting with different cuisines), in the yoga studio or chasing her rescue greyhound, Bodhi.
Kylie is the newest member of the team and manages Acuity’s back-office systems in credit and loan processing. Her 18-year banking career includes roles at ANZ, where she was a private banker from 2008 to 2011.
Kylie cut her teeth in finance at the Commonwealth Bank of Australia. In 2004 she became an assistant branch manager at St. George Bank, where she was responsible for audit, compliance, customer support and staff training.
She enjoys spending time with her family, skiing, cycling, and beach holidays.
Joanna is a qualified accountant and bookkeeper and an essential member of the Acuity team. Her knowledge of balance sheets, profit and loss statements, mergers and acquisitions (M&A) and professional accounting has proven invaluable to the group.Prior to joining us in 2007, she held a number of roles as an assistant accountant and senior bookkeeper.
Joanna is fluent in both English and Mandarin, enabling her to assist clients with Chinese backgrounds and those for whom English is not their first language.
Outside of the office she enjoys spending time with her family, relaxing with a good book and listening to music.
Joanna holds a Masters in Professional Accounting.
Janette has been with Acuity Funding since its inception in 1994, assisting her husband Ranjit in the growth of the business by training brokers, support staff and managing payroll. Her background is in education, a passion that has seen her gain qualifications in mathematics from Newcastle University, a Diploma of Education, a Diploma of Divinity & Missions, a Certificate IV in Financial Services, the same qualification in training & development, a Graduate Certificate in TESOL from Curtin University and a Masters in International Development from UNSW.
Beyond the classroom, Janette’s working life has seen her raise three children, manage payroll for nursing homes and small businesses, monitor a cattle station in Western Australia and train mortgage brokers.
In her current role at Acuity, Janette manages payments and office administration.